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Level 2 Health Excess

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Type of query:  Sales  Customer Care  Review my cover


   
Level 2  Health Excess Adult 1st, 2nd and 3rd 4th and next Newborn
Child Student Child Student
Premium €588.00 €117.60 €129.90 No premium Free until next renewal
Government levy €164.00 €52.80 €164.00 €52.80 €164.00 No levy
Total €752.00 €170.40 €293.90 €52.80 €164.00 Free until next renewal

Consultants fees Covered
Inpatient scans Covered
Public hospital  
Semi-private room Covered
Private room Covered
Day case Covered
Private hospital  
Semi-private room Covered subject to €125 excess per claim and €2,000 co-payment on certain orthopaedic procedures
Private room Covered at semi-private rate subject to €125 excess per claim and €2,000 co-payment on certain orthopedic procedures
Day case Covered subject to €125 excess per claim
High-tech Hospital  
Semi-private room 50% cover subject to €125 excess per claim
Private room Cover for 50% of semi-private rate subject to €125 excess per claim
Day case Covered subject to €125 excess per claim
Listed cardiac procedures 90% cover subject to €125 excess per claim
Listed special procedures 90% cover subject to subject to €125 excess per claim and €2,000 co-payment on certain orthopaedic procedures
A&E abroad  
Hospital bill for inpatient treatment Covered up to €100,000
Repatriation expenses Covered up to €1 million
Expenses for companion who remains with you Covered up to €1,000
Companion repatriation expenses Covered up to €1,000
24 hour telephone assistance Yes
Elective overseas referral  
Benefit abroad for surgical procedures that are not available in Ireland Yes – up to the amount for the most similar surgical procedure to treat the same condition in Ireland
Benefit abroad for surgical procedures that are available in Ireland Yes - subject to level of cover available in Ireland
Psychiatric treatment  
Not related to substance abuse 100 days
Related to substance abuse 91 days per 5 years
Other inpatient benefits  
Oncotype DX Covered
Convalescence benefits €30 x 16 days
Point of Care: Day case procedure for Rheumatology & Chemotherapy Covered
Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day for up to a maximum of €1500 per calendar year
Medicall ambulance costs Covered, if certified as being medically necessary

Please note:

All prices include a group discount and are net of tax relief at source at the standard rate, age related tax credits and are correct at the time of going to print June 2011. Please note: Students/children must be dependants. Children must be under 18 at the date of last renewal. Students must be under 23 and in full-time education at the date of last renewal.

Waiting periods may apply. Please note that early maternity hospital discharge benefit and PNHH cannot be claimed together.

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